Insurance & Financial

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Insurance & Financial Information

Do you take my insurance?

Our office works with virtually all insurance companies as an out-of-network provider (see below for information regarding state insurance and Medicaid). The good news: most insurers cover out-of-network dental visits. In many cases, the difference between in-network and out-of-network coverage is minimal, and we work with you to maximize your insurance reimbursement for covered procedures.

Happily, we have an incredibly friendly and knowledgeable Insurance Specialist who can help you find answers because every insurance company handles things a little differently.

Please don’t hesitate to call or message us with questions.

Unfortunately, we do not take state or Medicaid insurance, but many families who have these policies bring their children to see Dr. George and pay out-of-pocket at the time of service.

If you are uninsured, we can answer your questions about how to finance your child’s dental care. One option is CareCredit, a credit card that can be used for deductibles and out-of-pocket healthcare costs.

You don’t even need insurance to get your baby off to a good dental health start! If you have a little one 24 months younger, Dr. George will happily provide a complimentary Baby Smile Check-up. The visit will include an exam and education about how to take good care of those tiny pearly whites so you know how to guide your little sweetie to a lifetime of healthy smiles.

We accept most major credit cards, HSA accounts, Care Credit, personal checks, money orders and cash payments. Please bring your insurance card (if you have one) to the appointment so we can expedite your reimbursement.

Frequently Asked Questions

We work with all insurance plans with the exception of state insurance and Medicaid. Please contact our knowledgeable Insurance Specialist who can help you determine your benefits.

Insurance providers pay preferred (in-network) medical providers a lower rate for their services, but provide the doctor with more patients. Our practice has chosen not to be in-network so that we can accept all patients who want to see Dr. George regardless of their insurance provider.

The good news: most insurers cover out-of-network dental visits. In many cases, the difference between in-network and out-of-network coverage is minimal, and our in-office Insurance Specialist will work with you to maximize your insurance reimbursement for covered procedures.

How it works when you need to pay for treatment: Since our office is out-ofnetwork, some insurance plans pay you directly instead of the provider (our office). If that is the case, we ask that you pay us in full at the time of service, after which you will be reimbursed by your insurance company. Rest assured, our knowledgeable Insurance Specialist works hard on your behalf to expedite your reimbursement from your insurance provider.

Some insurance providers require subscribers (you) to go to an in-network dentist. This means you would not likely have benefits at our office (always check to see if you have out-of-network benefits, though). If you are required to use an in-network dentist, you can still choose Dr. George for your child’s dental care, however, you will be responsible for paying for all treatment at the time of service. If needed, our helpful staff will work with you to determine payment options.

We work with a large variety of insurance companies and are up-to-date on what they typically cover. We will provide an estimate for treatment we recommend, then reach out to your insurance provider to get the best information possible about their coverage. Every claim is an estimate until you receive your reimbursement payment.

Yes, we will file your insurance claim as quickly as possible. Some insurance companies provide an electronic portal for filing claims, others still rely on old-fashioned paperwork. We will work on your behalf to get your insurance reimbursement as quickly as possible.

You will need to pay in full at your visit unless you have worked with us in advance on a different payment option. Remember, many insurance plans reimburse the subscriber (you). This means that we require payment from you at the time of service, and your insurance provider will send you a reimbursement check.

We accept cash, personal check, HSA accounts, MasterCard, VISA, Discover, American Express, and CareCredit. We can also set up a monthly electronic debit payment from your checking or savings account.

CareCredit is different from a regular credit card. CareCredit offers a variety of financing options that allow you to pay your balance over time without interest. For example, if you select a 12-month payment option, you will not have any finance charges if you pay the balance in full over the 12 month period. Learn more about CareCredit at www.carecredit.com.

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